What is BikeInsure?

BikeInsure is a U.S. bicycle and e-bike insurance provider offering specialized cycling equipment coverage for accidental damage, transit damage, and optional theft protection.

BikeInsure is a leading provider of bicycle and e-bike insurance in the United States. As a licensed insurance producer, BikeInsure is the official bike insurance partner of USA Cycling, the International Mountain Bicycling Association (IMBA), USA Triathlon, and select bicycle brands, including Canyon USA, Pivot Cycles, and Tern Bicycles.

The BikeInsure program is underwritten by Great American Insurance Company, rated A+ (Superior) by AM Best, and authorized to operate in all 50 states and Washington, DC.

During enrollment, customers select one of three coverage types based on how the cycle is used — Bike Ride Insure (Casual), Bike Race Insure (Competitive), or Electric Bike Insure (E-Bike) — with limits up to $50,000. Coverage protects against accidental damage during riding and transit, with optional theft protection. Bike Race Insure (Competitive) also includes worldwide coverage when riding, racing, or traveling internationally.

BikeInsure Bicycle Insurance
BikeInsure casual riding bicycle insurance coverage seal
Casual Riding
No racing license required.
UNITED STATES
+ Canada Territory
Cyclist riding a road bike during a casual ride with BikeInsure bicycle insurance coverage (Bike Ride Insure)
BikeInsure competitive racing bicycle insurance coverage seal
Competitive Racing
Casual riding + racing events.
Worldwide
Coverage Territory
Cyclist competing in a road race with BikeInsure bicycle insurance coverage (Bike Race Insure)
BikeInsure electric bike insurance coverage seal
Electric Bikes
Up to 28 mph.
UNITED STATES
+ Canada Territory
Family riding a cargo electric bike with BikeInsure bicycle insurance coverage (Electric Bike Insure)