Coverage
Bicycle Coverage Highlights
BikeInsure protects your bicycle or e-bike from the financial risks of riding accidents, transit damage, and theft.
Coverage includes reimbursement for damage to your bike and listed accessories, whether riding or in transit. Optional theft protection available for added security.
Select your coverage based on how you ride: casual, competitive, or electric.
Bike Insurance Coverage Explained
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Questions About Bike Insurance Coverage?
See All FAQCoverage Highlights
- You may purchase coverage immediately, no additional underwriting is required.
- Coverage is for physical damage to your bicycle or eBike and attachments only.
- Theft Protect coverage is optional and may be added to your Bike Coverage accidental damage insurance.
- Claims must be reported within 60 days of an accident.
- Coverage can include new and existing bicycles and eBikes you may own.
- This program covers bicycles and eBikes for adults over 18 years old.
- There is no medical coverage. The insurance only applies to coverage of the bike.
- Your policy period rate will not increase due to having a claim.
- To review a specimen policy, click here.
Certain key terms, definitions, and policy coverage descriptions are provided herein in summary form for informational purposes. Only the insurance policy issued to you contains the actual coverage language, including the scope and extend of coverage, and any applicable terms, conditions, limitations and exclusions. In the event of any inconsistencies between the summary descriptions on this site and your actual policy, the policy language will be the controlling document. Please note that this coverage and price may vary by state.
