About

America’s best standardized BIKE INSURANCE

Photo of Buzzy Cohn, CEO of BikeInsure

Hello, cycling friend. My name is Buzzy Cohn. Like many of you, I’m a busy father and an avid cyclist who loves to ride. While I always knew “cycling is safe, but accidents happen,” I never thought a bicycle crash would happen to me. The idea for BikeInsure came from my own experience. While riding on a beautiful day with a small group of friends, I was the third rider in a line of five when I accidentally ran over part of a hubcap on the side of the road.

The accident resulted in a destroyed road bike. I couldn’t imagine how an accident could cost so much money and possibly prevent me from continuing the simple joy of riding my bicycle. Unfortunately, the homeowner’s insurance route had a large deductible, exposing my policy to cancellation.

I wanted to know if a standalone bike insurance policy in the United States would cover my bike if another accident occurred. So I researched bike insurance but realized a standalone product with coverage of real value that was reasonably priced was not available.

In collaboration with and underwritten by AM Best ‘A+’ (Superior- rating affirmed December 15, 2023) Great American Insurance Company and Great American Spirit Insurance Company, our innovative insurance solutions and specialization is serving the niche bike marketplace. Like your smartphone insurance coverage, we have developed a process that allows a cyclist to obtain physical damage insurance for a bicycle as easily as it was to get for your smartphone, in a simple two-minute sign-up, all from the BikeInsure.com website.

BikeCoverage

$16.99

/mo.
Coverage Highlights
Bike
Accessories
Transit
The TheftProtect icon
with optional
TheftProtect
+ $8/mo.
Get Coverage