Cyclist admires their Bicycle Insurance after regrettable Bike Accident.

Cyclist admires their Bike Insurance after regrettable Bicycle Accident.

BikeInsure recently spoke with a customer who had experienced a bike accident. The customer shared their perspective with us and permitted us to share it for the benefit of other cyclists.

When did you sign up for Bike Insurance?

Customer:    I signed up for BikeInsure at the end of March.

What made you decide to sign up for bicycle insurance?

Customer:    I signed up for the BikeInsure plan to protect my Trek Speed Concept bike. I opted for the accident coverage, which is $16.99 monthly, plus the optional bike theft protection for an additional $8 monthly. Unfortunately, I realized my homeowner's insurance was insufficient for my bike. Luckily, I had already subscribed to BikeInsure, a reasonable monthly expense of $24.99, before my cycling mishap on April 16th, something I never thought would happen to me.

Are you aware filing a BikeInsure claim won't affect your homeowner's insurance policy?

Customer:    Yes, I made a wise decision by signing up for BikeInsure. Not only does it provide insurance for my bike, but I'm guaranteed as long as I am BikeInsured that my homeowner's insurance will remain unaffected if my bike gets stolen or I ever have a bike accident like the one I experienced.

Please share what caused your bike accident.

Customer:    I had an unfortunate accident during a group bike ride with five other cyclists. While chatting with a fellow cyclist, I rode beside them, and the cyclist in front suddenly swerved to avoid a log on the road. Regrettably, I didn't see the obstacle, and collided with debris from a recent storm. As a result of the collision, my bike's fork, wheel, and rotor were damaged, and my pride was hurt.

Was the claims process easy to navigate after your bicycle accident?

Customer:    Filing my BikeInsure claim was easy and efficient. The accident claim was processed quickly, and in ten days, I received a check for $2,125.94 to repair my bike, with only a $100 deductible. It's great to have my Trek bike looking new again.

Discover the cyclist's bicycle insurance at the time of their bike accident.

The reliable bicycle insurance is just $16.99 per month.

For just $16.99 monthly on your credit card, you can secure a bicycle insurance plan that covers up to $10,000 per bike. If you experience a loss due to a bike accident, you'll need to pay a $100 deductible.

• Road Bike Insurance is $16.99/mo.
• eBike Insurance is $16.99/mo.
• Mountain Bike Insurance is $16.99/mo.
• Gravel Bike Insurance is $16.99/mo.
• Triathlon Bike Insurance is $16.99/mo.
• Fat Bike Insurance is $16.99/mo.
• Cyclocross Bike Insurance is $16.99/mo.
• Cargo Bike Insurance is $16.99/mo.
• Your Bicycle Insurance is $16.99/mo.

About BikeInsure

BikeInsure is leveraging eCommerce technology to transform how cyclists in the United States buy and experience bike insurance to make it simple and affordable. Licensed insurance producer BikeInsure is administering the insurance plan, underwritten by carrier Great American Insurance Company, rated "A+" (Superior) by AM Best, an authorized insurer in all 50 states and Washington, DC. For 151 years, Americans have trusted Great American Insurance Company to protect them and render best-in-class service.