Bike Crash Claim: USA Cycling Member thrilled by BikeInsure $100 Deductible

USA Cycling Member thrilled by BikeInsure $100 Deductible

Last September, I wanted to compare bike insurance with Markel and VeloSurance for my Trek Madone. I went to the USA Cycling website and came across BikeInsure.

‍The USAC official bike insurance BikeInsure proved to be a better product at a better price for accident and theft coverage than the Markel Velosurance policy.

Bike Crash Claim

I am now a reviewer for BikeInsure because I had a bike accident at the Tour of Newport News in Virginia, damaging my top tube, frame, saddle, and GoPro Hero 11 Camera. After getting an estimate from my TREK Bike Shop, I filed a claim with BikeInsure and received a check for $6,708 a few weeks later.

I paid under $25 monthly for eight months of BikeInsure coverage until my accident, totaling under $200. I also had a $100 deductible for the accident claim. Therefore, I paid less than $300 in total but received $6,708 to cover the extensive and costly damage to my Trek Madone and its accessories, including my GoPro Camera. The claims process was seamless, and I am happy to recommend BikeInsure to my cycling teammates.

BikeInsure Customer Referral

My friend had an accident with his white pearl TREK Madone bike, and fortunately, BikeInsure paid for the replacement frame that was cracked.‍

When I heard my friend had to only lay out $100 to cover the accident deductible, I realized that I should get BikeInsure for my two TREK Madone's immediately.

The sign up was too easy and the customer service call was awesome because we got the specifics of each of my bikes dialed in perfectly for the policy.